facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog external search brokercheck brokercheck Play Pause

Education & Communication

Hello! 

I'm Jim Steel and I am a portfolio manager and financial planner. I have been helping private clients manage their money for nearly 30 years. I am a CFA charterholder and a Certified Financial Planner. In this Education & Communication section, I try to inform investors and potential investors with investment insights. Although much of the information is basic, I will be adding content that is more advanced. Please check back from time to time. Better yet, contact us and let us know if there are topics we should add. We can also notify you when new material is available. I hope you find this useful!

What is investing? Thumbnail

What is investing?

Investing is the act of allocating your money to an asset or an endeavour (a business, real estate, etc.), with the expectation of generating an income or profit that can be used to fund your retirement, invest in a house, buy a car, travel, supplement your daily living income or really, anything you like...

Education
Why Dimensional Funds Advisors (DFA) instead of ETFs?  Thumbnail

Why Dimensional Funds Advisors (DFA) instead of ETFs?

When I began using exchange-traded funds (ETFs) in 2003 to create client portfolios, they were still relatively new and considered revolutionary. The returns of broad market ETFs were higher than returns produced by active managers. ETFs offered inexpensive exposure to equity and bond markets around the world and allowed me to step away from what I believed had become a deeply flawed actively managed investment industry...

Insights
What is asset allocation? Thumbnail

What is asset allocation?

As discussed in What is investing?, there are two broad categories (asset classes) of investment vehicles: stocks and bonds (see What is a stock? and What is a bond?). An investor can invest all of their money in either category, or invest some in each, depending on their individual risk preferences...

Education
What is an exchange-traded fund (ETF)? Thumbnail

What is an exchange-traded fund (ETF)?

Similar to a mutual fund, an ETF is a vehicle used to pool money from many individual investors into one big pot to invest in securities like stocks, bonds or other assets. When you buy or invest in an ETF, you receive units of that ETF, which represent your share or ownership and entitle you to all returns (positive or negative) generated by that portfolio, including interest and dividends, on a proportional basis...

Education
What is a mutual fund? Thumbnail

What is a mutual fund?

Similar to an exchange-traded fund (ETF), a mutual fund is a vehicle used to pool money from many individual investors into one big pot to invest in securities like stocks, bonds or other assets. When you buy or invest in a mutual fund, you receive units of that fund, which represent your share or ownership and entitle you to all returns (positive or negative) generated by that portfolio, including interest and dividends, on a proportional basis...

Education